Best Apps That Loan You Money Instantly 2022

If you’re in a bind and need cash fast, there are a few apps that can help you get money instantly. While most loans will take a few days (at least) to process, there are a few options out there if you need cash right away.

In this article, we’ll go over the best apps that loan you money instantly. We’ll also cover how these apps work and what to expect in terms of interest rates and repayment terms.

So if you need cash now, read on for the best app to get a loan!

Best Apps That Loan You Money Instantly

There are a few different apps that can loan you money instantly. Here are our top picks:

1. Earnin

Earnin is a great option if you need cash right away. With Earnin, you can get up to $100 per day (or up to $500 per pay period) advance on your paycheck.

To qualify for an advance, you’ll need to have a job and provide Earnin with access to your bank account and employment information. Once you’re approved, you can request an advance whenever you need it and the money will be deposited into your account within one business day.

There are no fees or interest charges with Earnin. However, the company does offer optional tipping, which is how they make money.

2. PayActiv

PayActiv is another great option for getting an advance on your paycheck. With PayActiv, you can get up to $500 per pay period (or up to $1000 per year) in advance.

To qualify for an advance, you’ll need to have a job and provide PayActiv with access to your bank account and employment information. Once you’re approved, you can request an advance whenever you need it and the money will be deposited into your account within one business day.

There are no fees or interest charges with PayActiv. However, the company does offer optional tipping, which is how they make money.

3. Dave

Dave is an app that helps you avoid overdraft fees. With Dave, you can get up to $75 in advance of your paycheck (with no interest or fees).

To qualify for an advance, you’ll need to have a job and provide Dave with access to your bank account and employment information. Once you’re approved, you can request an advance whenever you need it and the money will be deposited into your account within one business day.

4. Brigit

Brigit is an app that offers financial help in the form of cash advances and budgeting tools. With Brigit, you can get up to $250 in cash advances (with no fees or interest) and access to budgeting tools to help you stay on track.

To qualify for an advance, you’ll need to have a job and provide Brigit with access to your bank account and employment information. Once you’re approved, you can request an advance whenever you need it and the money will be deposited into your account within one business day.

5. MoneyLion

MoneyLion is a financial app that offers cash advances, loans, and other financial products. With MoneyLion, you can get up to $500 in cash advances (with no fees or interest) and access to loans with competitive interest rates.

To qualify for an advance, you’ll need to have a job and provide MoneyLion with access to your bank account and employment information. Once you’re approved, you can request an advance whenever you need it and the money will be deposited into your account within one business day.

How Do These Apps Work?

These apps work by giving you an advance on your paycheck. When you request an advance, the app will deposit the money into your account within one business day.

You’ll then need to repay the advance when you receive your next paycheck. Most of these apps will automatically deduct the repayment amount from your checking account on the date that you receive your paycheck.

What to Watch Out For?

There are a few things to watch out for with these types of apps. First, make sure that you only borrow what you need. These advances are meant to be short-term loans, so you should only borrow the amount that you can afford to repay.

Second, make sure that you understand the repayment terms before you agree to them. Some of these apps may have hidden fees or repayment terms that you’re not aware of.

Finally, remember that these advances are meant to be short-term loans. If you find yourself needing to rely on these advances on a regular basis, it’s a sign that you need to reevaluate your finances.

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